Loan Solutions

What is a Loan?

A loan is a financial facility provided by a bank or NBFC where a borrower receives a certain amount and agrees to repay it with interest over a specified period. Loans help individuals and businesses meet large financial needs without immediate full payment.

Why Take a Loan?

• Fulfill personal or business goals
• Manage large expenses easily
• Flexible repayment options
• Build credit history

Factors Affecting Loan Approval

• Income and employment stability
• Credit score
• Loan amount and tenure
• Existing liabilities

Smart Borrowing Tips

Always borrow according to your repayment capacity. Compare interest rates, check processing fees, and choose a tenure that balances EMI and total interest cost.