Shahupuri, Kolhapur, Maharashtra 9.00 am - 6.00 pm
heritagefinservkop@gmail.com +91 9960668898

Portfolio Management Services

Personalized investment strategies for long-term wealth

What is PMS?

Portfolio Management Services (PMS) is a professional investment service where a dedicated portfolio manager manages your investments based on your financial goals, risk profile, and investment horizon. Unlike mutual funds, PMS offers customized portfolios for each investor.

Why Choose PMS?

  • Customized investment strategies
  • Direct ownership of stocks
  • Professional fund management
  • Regular portfolio monitoring
  • Higher transparency

Types of PMS in India

  • Discretionary PMS – Manager takes all investment decisions
  • Non-Discretionary PMS – Manager suggests, client approves
  • Advisory PMS – Only advisory, execution by client

Who Should Invest in PMS?

PMS is suitable for high-net-worth individuals (HNIs) who want personalized investment management and are willing to invest for medium to long-term goals with higher risk tolerance.

About Portfolio Management Services in India

Understand how PMS works and why it is different from mutual funds

How PMS Works

In PMS, your funds are managed through a separate demat account in your name. The portfolio manager invests in equities, fixed income, and other instruments based on your chosen strategy.

Minimum Investment

As per SEBI regulations, the minimum investment amount for PMS in India is generally ₹50 lakh. This ensures PMS is suitable for investors seeking customized wealth management solutions.

PMS vs Mutual Funds

  • Customized portfolio vs pooled investment
  • Direct stock ownership vs units
  • Higher control and transparency
  • Best suited for HNIs

Risk & Return

PMS investments are market-linked and subject to market risks. Returns depend on portfolio strategy, asset allocation, and market conditions. Suitable for investors with long-term perspective.